Here’s a complete purchase contract (Terms of Service) for your subscription-based risk report service at riskinfos.com, designed to limit liability and outline subscription terms. I’ve also provided a brief disclaimer to include within each report and on your website.

Terms of Service

1. Agreement Overview

This Agreement (“Agreement”) governs the purchase and use of reports and services provided by RiskInfos AS (“Provider”) through riskinfos.com. By purchasing or using our services, you (“Customer”) accept these Terms of Service.

2. Service and Subscription

RiskInfos AS provides subscription-based access to dated risk reports concerning various countries and regions. The Customer acknowledges that reports are informational in nature and are not tailored to individual circumstances.

3. Disclaimer of Liability

3.1 No Responsibility for Actions or Decisions

Provider is not liable for any actions or decisions taken by the Customer or third parties based on the information provided in the reports. Reports are provided “as is,” without guarantees or warranties regarding accuracy, completeness, or suitability.

3.2 No Liability for Losses

Provider is not liable for any losses, damages, injuries, or any other negative outcomes resulting from the use of the reports. This includes direct, indirect, incidental, consequential, or punitive damages, whether resulting from errors, omissions, or otherwise.

3.3 Customer’s Acknowledgment of Risk

Customer acknowledges that reliance on the reports is at their own risk. The Provider disclaims any liability for damages or losses incurred due to inaccurate or incomplete information.

4. Use of Information and Intellectual Property

All reports are for Customer’s internal use only and may not be redistributed or sold without Provider’s prior written permission. Reports are copyrighted and remain the intellectual property of the Provider.

5. Subscription Term and Renewal

5.1 Subscription Period

Subscriptions are ongoing unless terminated by either party with 30 days’ written notice prior to the end of the billing cycle.

5.2 Automatic Renewal

Subscriptions renew automatically. If the Customer wishes to cancel, they must provide written notice at least 30 days before the end of the billing period.

6. Jurisdiction and Dispute Resolution

6.1 Governing Law

This Agreement shall be governed by the laws of Norway.

6.2 Dispute Resolution

Any disputes arising from this Agreement shall be resolved exclusively in the courts of Oslo, Norway.

7. Indemnification

The Customer agrees to indemnify and hold Provider harmless from any claims, damages, or losses arising from third-party claims related to the use of reports, including but not limited to reliance on the information provided.

8. Entire Agreement

This Agreement constitutes the entire agreement between the Customer and Provider regarding the subject matter and supersedes all prior agreements or understandings, written or oral.